The Gary Fowler | Dr. Holger Bartel Interview

The Gary Fowler | Dr. Holger Bartel Interview

Date: February 3, 2021 Time: 11:00 - 11:30 Zoom


Dr. Holger Bartel
CEO and founder of RealRate
Dr. Holger Bartel is CEO and founder of RealRate. Holger is a serial entrepreneur, having previously founded several fintech companies. His experience includes the position of an appointed actuary in a big German insurance group.

Holger received his Ph.D. in Statistics. Based on his research he founded several fintech companies, driven by changing markets deploying new technology.

It was during his time as an appointed actuary in the insurance industry that he engaged key rating agencies, where he came to understand the shortcomings and challenges needed to revolutionize the insurance rating industry.

RealRate is a rating agency deploying Explainable AI (XAI) to create fair, unbiased, and ethical company ratings. RealRate avoids the ‘black box’ effect by making the AI reasoning transparent.

Tools include colored causal graphs to highlight the real underlying sources of financial strength, making the results quickly and easily understood – eliminating the large amount of time required to read through detailed annual reports containing hundreds of pages.


Gary Fowler
CEO, President, and Co-founder of GSD Venture Studios
Award-winning Senior level executive with 30+ years of success in global strategic innovation leadership, sales, marketing, operational and investment management. CEO and Co-Founder of the award-winning growth stage AI venture studio, GSD Venture Studios. Co-Founder of the award-winning AI startup as well as the investment firm, DY Investments. Gary was involved in the management team of ClickSoftware that was recently sold for $1.35 billion dollars to SalesForce. Gary raised several rounds of funding to position as a leading AI employee engagement company. Gary is a recognized expert in entrepreneurship (including entrepreneurial education), lean startup methods, innovation management, and technology development. Consultant to numerous international companies and startups. Extensive experience with fundraising and a successful IPO (CKSW). Executive level positions in top tier companies: ClickSoftware, Mirantis, Siemens, HP, etc. Founder of Fowler International, Tecra,, Findo, GSD Venture Studios, GVA LaunchGurus (Co-Founder), Fowler Development, Broadiant, DY Investments, Zemplee (Co-Founder), and more.  Gary was recently named “One of the 10 Most Inspiring Global AI Executives in 2020”.
For too long self-motivated entrepreneurs have navigated the minefield of challenges to launching a global company with very little support. The last thing you should bet on in this situation is an unproven team that you don’t trust. GSD Venture Studios travels to every corner of the globe inviting resilient teams to establish partnerships that ensure organizations grow the right way, without games or gimmicks. Unlike traditional investors, we take senior operational (often co-founder) roles in these companies, capitalizing on our trusted reputation, experiences and network to drive explosive growth. More info at

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